Planning to Retire or Withdraw Your Pension?
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- It's time to start looking at your Pension Options
GEPF Smart Exit Strategy:
Save Massive Tax
When you resign from GEPF, choosing the wrong option could cost you over R800,000 in unnecessary taxes. Learn the preservation fund strategy that saves you a fortune.
Full Cash Option
R911,700
Tax on R3M withdrawal
Preservation Strategy
R101,700
Tax on R1M withdrawal
Your Savings
R810,000
Plus R2M preserved!
The R3 Million Decision
Two paths, one massive difference. See exactly how the preservation fund strategy saves you R810,000 in tax while preserving your retirement wealth.
Option 1: Full Cash
The Expensive Mistake
Option 2: Preservation
The Smart Strategy
What To Do With Your R2 Million?
Perfect for members who want to pension but NOT with GEPF
Option A: Let It Grow
- Continues growing tax-free in preservation fund
- Withdraw additional amounts when needed
- Perfect for younger members building wealth
Option B: Buy Your Own Pension
Recommended for immediate retirees
- Better pension rates than GEPF
- Flexible options - Choose your terms
- Immediate income - Start within weeks
Example Monthly Pension:
R18,000 - R22,000
Based on R2M at age 60 with leading insurers
Why This Strategy Works
Different Tax Tables
Preservation uses retirement tax table with R550,000 tax-free vs R27,500
Immediate Access
Get cash within days and pension income within weeks
Escape GEPF Limits
Choose your pension provider and terms that suit your needs
Maximum Efficiency
Preserve maximum capital while minimizing tax burden
This Decision Is Irreversible
Once you choose full cash withdrawal, you CANNOT go back to preservation options. Don't let SARS take 30%+ of your hard-earned benefits when you could save R810,000 and still have R2 million for retirement.
The Hidden Cost of Full Cash:
- Lost R810,000 to unnecessary tax
- No R18,000+ monthly pension potential
- Vulnerable to inflation and poor spending
- Zero retirement security
Secure Your Financial Future Today
Don't lose R810,000 to avoidable taxes. Get expert guidance now.
Get Immediate Help
Visit Our Website
www.pensionguidesa.co.za
Call Now for Consultation
Expert GEPF advisors ready to help
Your Next Steps
- 1 Contact us immediately when considering resignation
- 2 Set up preservation fund before resignation processing
- 3 Plan withdrawal strategy for optimal tax savings
- 4 Compare pension providers for best rates
- 5 Secure your retirement income without GEPF restrictions
Tax calculations based on current SARS tax tables (2025). Professional financial advice recommended.
